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Medpay, car accidents and acupuncture

If you are injured in a car accident and are unsure how to get the medical treatment you need, look no further than Medpay. If the accident is serious enough, you will obviously be taken to a hospital immediately and given the appropriate tests and treatments. For ongoing services and less serious accidents, rest assured that you are probably already covered in your auto insurance policy under Medpay. You can use this insurance to receive any medical treatment recognized and accepted by the medical community, including acupuncture.

So what is Medpay? It means medical payments coverage and if you have car insurance, you probably have Medpay on the policy. After an accident report has been filed and you have a claim number with your insurance company, you can use your coverage right away. The healthcare provider you select will call you to verify your Medpay benefits and begin treatments as soon as possible. Verification generally only takes a few minutes. Bills for treatment are sent directly to the insurance company, with no out-of-pocket costs to you.

Are there any limitations to coverage? Depending on your insurance policy, you may have $ 5,000, $ 10,000, or $ 15,000 in Medpay coverage on your policy. This is the cheapest health insurance available and most people don’t even know they have it. The cost of your policy is minimal and it is worth paying an extra couple of dollars to increase the value of the coverage to $ 10,000 or $ 15,000 if you are on the low end. You can still get a lot of treatments for $ 5000, but considering how cheap it is, I recommend getting more coverage. Another limitation is time. Most auto policies give you just one year to use Medpay benefits after an accident. The last limitation is that it will not cover experimental treatments.

Acupuncture is an accepted form of treatment and is especially helpful in treating pain caused by car accidents. Acupuncture’s gentle approach helps treat pain and relax muscle spasms to reduce pinched nerves. In cases like whiplash, your doctor will likely give you a choice of pain relievers and muscle relaxants. For those who cannot or do not want to take medication, acupuncture is a perfect modality. Acupuncture treatments will stop muscle spasms allowing the spine to return to its place naturally. Three treatments a week for the first 2-3 weeks, 2 treatments a week for a couple more weeks, and usually the patient makes a full recovery. Some patients are reduced to one treatment per week, then come in twice a month before stopping the treatments.

Check your insurance policy today to make sure you have Medpay on your policy. In some states it is required. Feel free to call your insurance agent and see what the price difference is to increase the amount of coverage. Finally, if you are in an accident and need pain relief, choose acupuncture. It’s profitable, totally natural, and the bottom line is … it works.

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